This website is owned and maintained by Bank of Cyprus Public Company Limited (Greece). The use of and access to the website of Bank of Cyprus Public Company Limited (Greece) is subject to the terms and conditions set out below. By using this site you agree to be legally bound by the following terms and conditions.

Terms of use

The visitor/user of the pages and services of this website (hereinafter the "website") must read carefully the terms of use and the conditions for the provision of services referred to herein below before any communication or use of the pages or services and in case that he does not agree with any of the terms, he should not proceed to any use of this website. The access to and use of this website and any page and/or services thereof, constitutes full acceptance of the following terms by the visitor/user.

No kind of contractual relationship is created by visiting/using the website.

Commencement-Interruption of operation of the website/services

Bank of Cyprus Public Company Limited reserves the unilateral right, which the visitors/users unconditionally acknowledge, to discontinue temporarily or permanently the whole or part of its website and/or services, even without notice. Furthermore, Bank of Cyprus Public Company Limited reserves the unilateral right, which the visitors/users unconditionally acknowledge, to cancel, provided that this is technically possible, the access codes as well as the right of use of the website to those visitors/users, that it is believed that they have violated the letter or spirit of the present terms.

Amendments

The present terms as well as the content and services of this website may be amended at any time at the discretion of Bank of Cyprus Public Company Limited. Visitors/Users shall be considered as having been notified of and bound by any amendment of the terms and /or the services, as soon as such amendment is recorded in the website.

Minors

The use of the web site by persons under the age of eighteen or who do not possess the required legal capacity, is prohibited. The provision of services to minors or persons not possessing the legal capacity is possible only with the consent and action of their legal representatives and the submission of the required documentation to the branch of the transaction and always subject to the applicable laws.

Advice/Incitement

Bank of Cyprus Public Company Limited does not advise or incite in any case any person to proceed to any transaction. In the event that any person decides, in his judgment to effect any transaction using the Bank's services, this transaction shall be governed by the general terms of transactions of the Bank and in particular the special terms of the specific transaction, which are available to any interested party at the branches of the Bank. Any application made by any person submitted through the Internet, does not constitute an agreement or acceptance on behalf of the Bank and such applications shall be examined in accordance with the applicable criteria and terms of the Bank, which are notified to the interested party prior to the conclusion of any agreement.

Protection of Confidential Information

Bank of Cyprus Public Company Limited declares the respect towards confidential information relating to the users of the present website as a fundamental principle, governing the provision of services through the website, and shall make all possible efforts for the preservation of the confidentiality of the communication and the observance of the applicable legislation.

Intellectual Property

The intellectual rights of the content, products and services of the website as presented at the home page and the sub-pages thereof, are Bank's of Cyprus Public Company Limited property, as well as its subsidiaries and generally the companies of the Bank of Cyprus Group, which are protected by the Greek, Community and international laws relating to intellectual rights and are provided to the visitors/users of the present website strictly for personal (non-commercial or speculative) use. The use thereof for any other reason and the copying, selling, republishing, reproduction in any way and distribution thereof without the prior written, unconditional and express permission of Bank of Cyprus Public Company Limited, is prohibited.

Trademarks

The trademarks "Bank of Cyprus" and "Koino Kyprion" and the schematic representation thereof as well as all the trademarks, trade names and schematic representations of the subsidiaries and the companies of the Bank of Cyprus Group and of the services and products, constitute registered trademarks of Bank of Cyprus Public Company Limited, its subsidiaries and companies of the Bank of Cyprus Group.

Cookies

During the visit or use of the website it is possible that pieces of data, known as "cookies" are stored in the visitor's/user's computer. These pieces of data are stored in the visitor's/user's hardware and do not gather information about any of your computer files. They are used for statistical purposes in order to identify the parts of the website, which are mostly visited, aiming at the improvement of the quality of the website. The user may adjust/set his computer in order to accept these pieces of data, to inform him each time that a new "cookie" appears or to reject their storing/installation on in his computer.

Links

Bank of Cyprus Public Company Limited website may contain links to other websites, which may be used as an additional source of information. Bank of Cyprus Public Company Limited shall make all possible efforts so that the links contained in its website shall refer to useful websites, which are consistent with the high quality standard of the services intended to be provided to the visitors/users. Bank of Cyprus Public Company Limited does not guarantee the standard and quality of each website, to which it refers by means of the links nor does it undertake any liability for the content of the websites, which do not belong to it. Access to the links to other Internet sources and the use of their services takes places on the visitor's/user's own responsibility.

Bank of Cyprus Public Company Limited does not have any responsibility for the communication of the visitor/user with third parties who are advertised and/or mentioned in this website and for any transaction that may be concluded as a result of such communication.

Exclusion of Liability

Bank of Cyprus Public Company Limited shall make all possible efforts so that the content and the information appearing each time on the Internet page is accurate and true but shall not be liable for the reliability, completeness and suitability nor for any accuracy or inaccuracy of the information, any errors or omissions in view of the fact that due to the constant development of new services, it is possible that new published information may not be renewed on a daily basis.

Bank of Cyprus Public Company Limited shall not bear any liability for any kind of damage of any nature, direct or indirect, positive, consequential or other damage relating to the present website or its use or the impossibility of its usε, for loss of information sent through the website, for any defect or delay of operation, interruption or impossibility of communication, computer viruses or otherwise.

Personal Data

The collection, recording, organization and any kind of processing of personal data of visitors/users shall be performed in compliance with the provisions of Law 2472/1997, as applied each time, the relevant acts and decisions of the competent authority and the relevant national and Community legislation. Bank of Cyprus Public Company Limited is bound to take the appropriate technical or organizational measures for the security of the provided information and the protection of the personal data of the visitors/users from an accidental or illegal destruction, loss, alteration, prohibited transmission or access and any other kind of illegal processing. Bank of Cyprus Public Company Limited is bound to confine itself to the lawful processing of only those personal data, which are absolutely necessary for the purposes of processing and to refrain from the recording of any sensitive data. In case of the recording of sensitive data, the Bank must proceed immediately to their deletion unless the legal requirements for their processing are fulfilled.

Briefing of the Personal Data Subjects

Bank of Cyprus Public Company Limited (170, Alexandras Avenue, 11 521 Athens, tel. 210-6418000) in the capacity of the Responsible Person for the Processing of records containing personal data of its existing, prospective and/or ex customers and generally of the persons who have any dealings with it, in any capacity whatsoever (Subjects), proceeds to the briefing of them in accordance with the provisions of art. 11 Law 2472/97 and the Regulatory Act no. 1/99 of the Committee for the Protection of Personal Data as follows:

1) Processing Purposes: The execution or in any way facilitation of the banking or other financial services provided by the Bank, including services through the Internet, credit card services, share register services, life and health insurance services or insurance services of other sectors, the advertising and promotion of goods and services of the Bank and its subsidiaries with the special consent of the Subjects.

After the termination of the transactions the Bank must be confined to the study of the data for statistical purposes only.

2) Recipients of data: The departments and the subsidiaries of the Bank, "DIAS S.A" and "TIRESIAS S.A." always according to the applicable agreements between them and the Bank as well as the competent police, administrative, interrogatory and/or judicial authorities in those cases where the provision of the said data is imposed by the law.

3) Rights of Subjects: The data subject has the right of access to the above data, which refer to him personally, as well as the right of objection according to articles 12 and 13 of Law 2472/1997 respectively.

4) For any information relating to the process of your personal data by the Bank and in case you wish to exercise the above rights subject to the requirements of the law, you may contact the Customers Complaint Examination Service of Bank of Cyprus Public Company Limited, Address: 170, Alexandras Avenue, 11521 Athens, Tel: 801-11-802-803, 8am-10pm, working days (local call throughout Greece), 210-6418888 from mobile phone (regular charge).

Any change in the above particulars (particulars of the person responsible for the processing, purposes of processing, recipients of data) must be notified before any further processing.

Applicable Law/Jurisdiction

Applicable Law is the Greek Law. The competent courts of Athens have jurisdiction over any dispute.

Acceptance of terms

Visiting the website and using the services and the content thereof declares the unconditional acceptance of the above terms by the visitor/user and the observance of the applicable legislation.

Problems resulting from the use of the website

The website of Bank of Cyprus Group has been extensively tested. However, if you experience any kind of problem please report it to us either through e-mail (info@bankofcyprus.gr) or by telephone, no. 801.11.802.803 (0030 210 64 1888 for international calls) from Monday to Friday 8:00-22:00.

Head Offices

The Head Offices of Bank of Cyprus Public Company Limited (Greece) are situated in Athens, 11521, 170 Alexandras Avenue.